Ayushman Bharat Card Apply Online 2026 :- Healthcare is one of the biggest challenges for many families in India, especially when it comes to expensive medical treatments. To ensure that every citizen — especially poor and lower-middle-class families — can access quality medical care, the Government of India launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY). Under this scheme, eligible families get ₹5 lakh free health insurance per year, which can be used for medical treatment in government and private hospitals. Let’s understand how you can apply online for the Ayushman Bharat Card Apply Online 2026, its eligibility, required documents, and step-by-step application process.
What is the Ayushman Bharat Card Apply Online 2026?
The Ayushman Bharat Card Apply Online 2026, also known as the PMJAY Health Card, is a digital health identity that allows you to get free medical treatment up to ₹5 lakh per year in listed hospitals. Once you apply for the card and it gets approved, you can use it to get cashless treatment for over 1,500+ diseases, including major surgeries, maternity care, and chronic illnesses. The main aim of this card is to reduce the financial burden of medical expenses and ensure “Health for All.”
Key Features of the Ayushman Bharat Card Apply Online 2026
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Free Health Insurance: Coverage up to ₹5,00,000 per family per year.
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Cashless Treatment: No need to pay any hospital bill — all expenses are covered by the government.
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Nationwide Coverage: Applicable in both government and selected private hospitals across India.
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No Age Limit: Beneficiaries of any age can get treatment.
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No Enrollment Fee: Completely free of cost.
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Covers Pre-existing Diseases: Even old or existing health conditions are included.
Eligibility Criteria for Ayushman Bharat Card Apply Online 2026
Not everyone can apply for this scheme. The government has defined specific eligibility based on Socio-Economic Caste Census (SECC) 2011 data.
For Rural Families:
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Families living in kutcha houses (temporary homes).
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Families with no adult (16–59 years) earning member.
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Manual laborers and landless families.
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SC/ST households.
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Families depending on daily wage work.
For Urban Families:
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Ragpickers, street vendors, plumbers, construction workers, domestic helpers, drivers, etc.
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Families living below the poverty line (BPL).
If your name appears in the PMJAY eligibility list, you can easily apply for the Ayushman Bharat Card online.
Required Documents for Ayushman Bharat Card Apply Online 2026
Before applying, make sure you have the following documents ready:
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Aadhaar Card (for identity proof)
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Ration Card (for family details)
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Mobile Number (linked with Aadhaar)
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Address Proof (Voter ID, Electricity Bill, etc.)
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Passport-size Photo
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Income Certificate (if applicable)
How to Apply Online for Ayushman Bharat Card 2026
Follow these simple steps to apply for your Ayushman Bharat Health Card online:
Step 1: Visit the Official Website
Go to the official PMJAY website —
https://pmjay.gov.in
Step 2: Check Your Eligibility
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Click on “Am I Eligible” on the homepage.
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Enter your mobile number and captcha code.
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Select your state and search by name, ration card, or mobile number.
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If your name appears in the list, you are eligible for the Ayushman Bharat scheme.
Step 3: Register for the Ayushman Card
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If you’re eligible, click on Apply for Ayushman Card.
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Fill in your details such as name, address, Aadhaar number, and family information.
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Upload your required documents.
Step 4: e-KYC Verification
Your details will be verified using your Aadhaar card through an OTP or biometric verification.
Step 5: Approval and Download
Once your application is approved, you’ll get a confirmation message.
Then, you can download your Ayushman Card (Golden Card) from the website or visit the nearest CSC center to get a printed version.
How to Use the Ayushman Bharat Card
Once you have the PMJAY Golden Card, you can use it at any empanelled hospital across India.
Just follow these steps:
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Visit any government or private hospital listed under the PMJAY scheme.
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Show your Ayushman Card at the help desk.
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The hospital will verify your details online.
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Once verified, you’ll receive cashless treatment for your disease or surgery.
No payment or paperwork is required — everything happens digitally.
Diseases and Treatments Covered Under Ayushman Bharat
The Ayushman Bharat Card Apply Online 2026 covers over 1,500 medical packages, including:
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Heart surgeries and bypass operations
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Kidney and liver treatments
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Cancer chemotherapy
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Maternity and newborn care
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Orthopedic surgeries
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Eye and ENT treatments
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Mental and neurological disorders
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Accident and trauma care
Hospitals Under the Scheme
The government has partnered with over 25,000+ hospitals (both private and public) under the Ayushman Bharat Yojana.
You can check the hospital list on the official website by selecting your state and district.
Apply Offline Through CSC Center
If you don’t have internet access, you can also apply offline:
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Visit your nearest Common Service Center (CSC).
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Take your Aadhaar and ration card with you.
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The CSC operator will fill out your form and verify your details.
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Once approved, you’ll receive your Ayushman Golden Card.
The process usually takes 2–3 working days.
Important Tips Before Applying
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Make sure your Aadhaar and mobile number are linked.
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Apply only through the official website or authorized CSC centers.
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Never pay money to any third-party agent — the process is completely free.
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Always keep a digital and printed copy of your card.
Benefits of the Ayushman Bharat Card Apply Online 2026
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₹5 lakh health insurance per family per year.
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100% cashless treatment at empanelled hospitals.
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Coverage for pre-existing diseases.
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No age or family-size restriction.
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Nationwide hospital network.
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Easy online and offline registration.
Sonu
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